1. Licensing and Availability Disclosure

• Authorized Territory: Insurance solicitation and brokerage services are strictly limited to residents of California and all other U.S. states, excluding New York.

• State Exclusions: No products or services are offered, solicited, or sold to individuals residing in the State of New York.

• California Home Office: Steady Shore Life is headquartered in California under CA License Number: 0L04445.

2. Governing Law and Dispute Resolution

• California Jurisdiction: These terms, along with your use of this website, are governed exclusively by the laws of the State of California, without regard to conflict of law principles.

• Venue for Disputes: Any legal actions or proceedings arising from this website must be filed strictly in the state or federal courts located in California.